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A sleek and stylish modular kitchen is the dream of most homeowners. They have a high scope of personalisation and are quite aesthetically pleasing. You can add an impressive variety of colours, finishes and textures for an ultra-modern look. A modular design boosts the functionality of a small space too. But the overall cost can be between ₹50,000 to ₹10,00,000 depending on the materials, carpet area and interior décor service charges.  An instant personal loan is the best option if you lack funds. It is especially designed for salaried millennials like you to support financial requirements. The loan is unsecured (no collateral), which makes it all the more convenient. This article gives a detailed overview of maximising the loan for an informed choice.  How Does a Personal Loan Help? Borrow any amount between ₹15,000 to ₹4,00,000 as per your eligibility. For instance, anyone with a monthly income of ₹25,000 can apply for an amount up to ₹2,58,000. Check the details on the w...

  Short-term personal loans are powerful products. A reputed fintech will offer ticket sizes on an online loan app between ₹15,000 and ₹4,00,000 to fund various needs. This can include home renovation, medical and utility bills, rent and tuition fees, education costs, wedding, and family event expenses, down payments, and debt consolidations. The tenure ranges from 90 days up to 540, which ensures a flexible EMI plan. The USPs are that these are extremely easy to obtain, ensure quick processing, and offer a collateral-free experience. The entire process is online so that you can get cash in your account from the comfort of your home. Indian tax laws allow certain benefits for repayment. The purpose of the personal loan is considered to grant deductions. This article tells you three cases of the same.  Business Investment Personal loans are designed for salaried individuals like you. If you wish to start a side business, the interest paid can be claimed as an expense. It can ...

  CIBIL score is a critical determinant of personal loan approval. It is a parameter that helps the lender decide how creditworthy you are. This is a smart way to assess your financial ability as well. So, the closer you are to 900, the higher the chances of receiving the funds. But Gen Z and millennials like you may have a lower score. A 2022 survey once found that 46% of young adults feel the pinch since poor scores hold them back. It is mainly due to shorter or zero credit history, which is a significant roadblock. Rebuilding a score takes anywhere between 6 months to a year. What to do if you require an instant personal loan ? This is where Social Loan Quotient or SLQ comes into play. This article tells you how this credit intelligence works.  What is SLQ? This is a next-generation AI, ML and smart-analytics-based credit scoring mechanism. It is fast and accurate and specially designed to serve the underbanked. SLQ exclusively relies on non-traditional data like:  so...

  Winter is the time of grand music concerts, cultural festivals, and Christmas celebrations all over India. Each state has something to offer for a great experience during these chilly months. Would you like to attend ethnic festivals like Hornbill this winter? Don't worry, even if your destination is far away from your hometown. If the trip seems expensive, take a travel loan from a fintech lender. It will act as a personal loan to finance your trip. You can pay it off gradually in easy EMIs. Here are 3 reasons to take a travel loan to fund your trip.  Flexible Loan Amounts and Tenures You may not need a big loan to pay your travel expenses. In that case, a fintech travel loan can be a small-ticket personal loan . The loan amounts are flexible, so you can easily choose one based on your fund requirement. Since the amounts are suggested according to different repayment tenures and eligible monthly salaries, you can also pick a loan amount keeping in mind your repayment capa...

  Car prices are expected to rise from January 2023 to balance increasing input costs while abiding by more rigid emission standards, supposed to be effective in April 2023. Top automobile manufacturers like Tata, Maruti, Honda, Hyundai and many others have announced a projected hike in the prices of their products.   In this situation, what could be the best way to finance a new car of your favorite brand? It's not a good idea to drain your savings, keeping in mind the forecast price rise of automobiles. Instead, you can finance a car with a personal loan for this end-use.  From where can you get an instant car loan ? Choose a reputed fintech lending company. The vehicle loan offered by it has various benefits and is easy and quick to get. Here's a look.  Benefits of a Car Loan Flexible Loan Configuration A flexible vehicle loan offered by a fintech lender helps finance cars of different price tags. So, you can easily select an amount that can cover the pr...

According to experts in the rental housing industry, rentals in major cities in India have increased by 10-20% in 2022. This is primarily due to the new hybrid work mode of companies and the reopening of schools in big cities. As rentals become costly, you can sometimes find it challenging to pay them on time. Late rental payments do no good but keep accumulating and get you the frown of the landlord. Is there a way to avoid this? Yes. Here are a few valuable hacks to prevent a late rent payment in 2023. Apply for an Instant Loan You can apply for an instant loan online from a fintech company if you need more money. You must download the lender's loan app on your Android or iOS device. Then upload some basic details and documents and choose a suitable loan amount and tenure. Once everything is verified and approved, the funds are disbursed to your linked bank account in just a few minutes. Since you get instant money, it can help you pay your rent promptly.  Another benefit of ...

Consumer inflation in India is projected at 5% in 2023. As the purchasing power of people goes down, they increasingly reach out to credit products to help maintain the quality of their lifestyle. A credit line is one product that acts like a personal cash reserve at your disposal. It is offered by new-age digital lenders like a reputed fintech company in India and can finance any need. Here are 3 things to know about a personal credit line in India.  What Does It Offer? A credit line allows you to borrow funds up to ₹2,00,000. It offers a mix of personal (or retail) loans and various Buy Now Pay Later (BNPL) loans. Thus, the credit product facilitates one approval for multiple loans. The retail loan allows you to finance personal needs like a medical emergency, a 2/4-wheeler purchase, relocation, holiday expenses, and more. The BNPL loans let you shop on popular online shopping sites or apps like Flipkart , Amazon , and more. With one credit facility, you can fund various goa...